Whilst every care has been taken in the preparation of this website, Capstone Financial Planning Pty Ltd (“Capstone”), its directors, authors, consultants, editors and any persons involved in the construction of this website, expressly disclaim all and any form of liability to any person in respect of this website and any consequences arising from its use by any person in reliance upon the whole or any part of this website.




This website may contain a number of links to other Internet sites. The provision of these links does not mean Capstone endorses or accepts any responsibility for the content, use or products and services made available through these websites. If you use these links, you acknowledge and agree that Capstone is not responsible for the actions, content, accuracy, privacy policies, opinions expressed, services provided, or other links provided by these sites. You further acknowledge and agree that Capstone is not responsible either directly or indirectly for any damage or loss caused by use or reliance on linked sites. Should you have any questions regarding these sites, you should address them directly with the relevant site administrator.


Terms & Conditions of Use


The information in this site has been prepared in accordance with Australian law for the supply of goods and services. This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of Victoria and the Commonwealth of Australia (“Australian law”). The information may not satisfy the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information in this site is current at the date of publication but may be subject to change.


As electronic services are subject to interruption or breakdown, access to this website is offered on an “as is” and “as available” basis only. Capstone makes no warranty as to the availability or functionality of this website.


You assume all risks associated with use of the web site, including the risk of your computer, software or data being damaged by any virus which might be transmitted or activated via the website or your access to it, or the risk that the content of this website and linked web sites complies with the laws of any country outside Australia.


Any cost associated with accessing this website is the user’s responsibility and is dependent on the internet or telecommunications service provider used.


For security, technical, maintenance, legal, regulatory, or other reasons as deemed necessary, Capstone may withdraw this website (of part thereof) at any time and without notice to you.




The information on this site, including the site source code is the property of Capstone Financial Planning Pty Ltd and is subject to Copyright ©. Unauthorised use of the information on this website is not permitted.


Copyright in the information contained in this site subsists under the Copyright Act 1968 (Cth) and, through international treaties, the laws of many other countries. It is owned by Capstone Financial Planning Pty Ltd unless otherwise stated. All rights reserved. You may download a single copy of this document and, where necessary for its use as a reference, make a single hard copy. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no part of this publication may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process without the specific written consent of Capstone Financial Planning Pty Ltd.

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